Skip to content

Most Trusted Direct Private Lender in Houston

We’re a direct private and alternative lender offering real estate investors short term loans.

Collateral Flexibility

We focus on the value of the property rather than your credit score or financial history.

Customized Loans

Flexible loan structures to meet your specific real estate investment needs.

Speed and Efficiency

Get approved in as little as 24 hours and receive your loan within 15 to 30 business days.

DSCR Calculator

Private Money Loans

Our short term private money loans lets you capitalize on profitable opportunities in Houston and beyond. Purchase properties for your fix and flip projects, maximize equity from your investment property, or get funding for a new construction. 

Making investing possible.

Serving clients for over 15 years, GL&L Holdings provides all types of real estate private and alternative loans. Our loan programs are focused on the asset and ARV of your non-owner occupied property. 

Making Investing Possible

preloader-image

Best Construction Lender

After working with GL&L on multiple projects, I can confidently say they are the best construction lender we’ve worked with for infill housing and ground-up residential construction. We’ve successfully completed 8 homes in a row with their financing—and we’re still going. Their team truly understands the construction business. From underwriting to draws and project management, they’ve been responsive, knowledgeable, and consistently willing to help whenever we’ve needed guidance. What stands out the most is their integrity. There are no abusive lending practices, no hidden surprises, and no unnecessary obstacles. They treat builders like long-term partners, not just borrowers. If you’re looking for a lender that understands residential development, especially infill projects and new construction from the ground up, I highly recommend GL&L. They know what they’re doing, and they’ve earned our trust through results.



Xavier Martin

The Key to Making Our First Deal Possible

Absolutely blown away by the experience we had with GL&L! As first-time real estate investors, we were a little nervous about navigating the lending process, but this team made it so seamless. Every single person in that office is a gem—genuine, professional, and incredibly supportive. They’re fast, efficient, and truly know how to handle their business while keeping us in the loop every step of the way. Their lending model was the key to making our first deal possible, and we’re so grateful for their expertise and care. They broke everything down in a way that made sense and made sure we felt confident throughout the process. GL&L really feels like they were heaven-sent, and we can’t wait to work with them on all our future deals. If you’re looking for a team that’s not just about business but really about helping you win, this is it! Thank you, GL&L!

LaYauna Bonds

Los Recomiendo 100%

Gracias a todo el equipo de GL&L Holdings, buena comunicación, opciones, oportunidad, solución y profesionales, los recomiendo 100% nos ayudaron en todo momento del proceso hasta en fines de semana estuvieron alli brindando soluciones sientes la verdadera ayuda y comprensión cuando crees que no hay solución gracias gracias bendiciones para todo el equipo!

Adela Pivaral

Comprehensive Solution

G&L Holdings served as a comprehensive solution for my refurb construction loan needs. Herman and his team were exceptional, ensuring an incredibly smooth process from initiation to completion. After a prolonged 6-month search for funding, collaborating with G&L Holdings proved fruitful. In just over 60 days, they successfully funded my vision, and my project is nearing completion. I highly recommend choosing G&L Holdings for your next funding endeavor.

Rolando Del Toro

Easy to work with, Knowledgeable and Professional

Honest and dependable company. Available and responsive to the needs of their clients. Easy to work with, knowledgeable and professional in everything finance. Highly recommend GL&L Holdings today and everyday.



Kelly McManus

Very Fast and Straightforward

Working with GL&L Holdings LLC has been a great experience. The process was very fast and straightforward, I didn’t encounter any complications. GL&L Holdings helped me every step of the way in the process. Everyone was very friendly and understanding.

Manuel Del Castillo

Good Trustable Private Lender

Herman and Raquel are an account manager very professional and willing to help and find a solution for our clients needs ! We recommend them as a good trustable private lender. 

Luisa Gomez

Competitive Construction Loans & Refinancing

Our relationship with GL&L has been very productive over the last two years. They have been a great resource getting us competitive construction loans and refinancing with a personal touch to service. They have been our fastest route to date in getting everything done.

Guillermo Wydler

Great People To Work With

Great people to work with- go to place for your private money needs.

Kate Myhan

Very Professional and Fast

Excellent lender highly recommended, very professional and fast.

Luis Villegas

Great Communication

Great communication. Herman, Samantha, Virginia, and Raquel were very efficient. I hope to work with GL&L again in the near future.

Juan Flores

Honest Deals

Good experience, and honest deals. I will recommend German GL&L Holdings LLC.

Jose Guardado

Let us know how we can help you grow your real estate portfolio

Discuss your real estate investment with us via phone call, virtual meeting, or an in-person consultation. We’re here to help you succeed.